Your Buyer’s Agent and Mortgage Professional work together as a team to get you into a home. Your Mortgage Professional will assess your financial situation and the best mortgage programs that are available for you. Each person, each home purchase, is unique and each situation is treated with courtesy, respect, and privacy. Once you are pre-approved, your Mortgage Professional will issue to you, and to me, a pre-approval letter. That letter will guide us in your home search and demonstrate to sellers that you can, indeed purchase their house.
Your Mortgage Professional will need to verify several aspects of your financial situation. These are: your employment status, cash on hand, monthly debts, and credit score. Be prepared to submit to you Mortgage Professional the following documents:
- Two months bank statements
- Two most recent paystubs
- Two years of tax returns
- Copy of your state issued ID
- Your Social Security Number
- DD-214 or COE if you are military
If you’d like more information please complete the form below.